Unfortunately for some, hardships such as loss of income, illness or other challenges make it difficult for some families to continue making their mortgage payments. Depending upon your particular hardship or circumstance.

The Housing Resource Center can help in possibly negotiating one of the following for you:

1. Refinance, Home Affordable Refinance Program or Short Refinance

2. Making Home Affordable Modification or Home Affordable Modification Program

3. Traditional Loan Modification

4. Re-payment or Re-Instatement plan

5. Forbearance Agreements

6. Reverse Mortgage/HECM

At The Housing Resource Center we know that your home was a major financial purchase and keeping it is very important. That is why we have surrounded ourselves with a Network of Experts and Professionals in our local areas to help you answer all your questions.

Our Network consists of Banks, Brokers, Realtors, Attorneys, Accountants, Tax Specialists, and many other community-based organizations to help you lower your payments and afford your home again. We will help you determine, depending on your individual needs and circumstances, who is best suited to help you achieve your goals. Let us help you explore the many options to possibly avoid bankruptcy or foreclosure.

Remember: Your bank typically doesn’t want your home. They are in the business of lending money not owning and selling real estate. Foreclosure is cost and time consuming to the lenders. It is in their best interest to workout a loan for you. If you currently make your payment, but can't afford paying most of the arrearages, we have the expertise to negotiate your past-due amounts, including interest and escrow, into the unpaid principal balance. The new amount will be re-amortized over time.

"Providing Options and Solutions"
Contact us today for a free consultation By calling  (877) 956-5363 or email us at info@thehrc.org